Pension Planning

As mentioned on our main page, there is no ‘quick fix’ when preparing for the AF3 Pension Planning Exam.

The CII claim that 150 hours of revision is required to adequately cover the syllabus to be tested. Whilst this might well be an exaggeration, is gives an idea of the amount of work involved.

The syllabus is far reaching, with the CII now starting to examine the detailed income tax calculations of clients when making pension contributions, including the effect on state benefits. There is also a tendency to test ‘niche’ areas of pension planning for those retiring or moving to work overseas, or those coming from overseas to live in the UK.

Pass Rate

In 2015, the pass rate for this exam was 31.47%

Syllabus, as per the CII definition

  • o HMRC tax regime for pensions
  • o Legal framework of pensions
  • o Features and risks of defined contribution and defined benefit schemes
  • o State retirement benefits
  • o Choices facing early leavers, transfer value analysis and transfer advice
  • o Various options for drawing income, their features, risks and tax treatment
  • o Different needs and solutions available to personal and corporate customers


    If you attend one of our courses and fail to pass the exam (although we don't think you will), we will continue to provide written and telephone technical support for future sitting of the exam.

    Free Samples

    If you wish to take a sneak peak at our service offerings then please contact us via the Contact page and we will be happy to provide some to you via e-mail.


Next Exam Date: -

Revision Days

Our revision days include pre-course study material, plus ongoing support from the date of the course until the day of the exam. Time will be spent analysing case studies and explaining how they should be approached in exam conditions plus tips on exam technique.

All revision days are priced at £245.

NOTE: Dates/Locations marked by * are fully booked.

12 March 18 - Manchester

19 March 18 - London*


Our workbooks include aspects of the syllabus from level 4 Diploma exams and ‘mock’ case studies, which you should not attempt until you have completed the revision text contained within the workbook.

Please see our Workbooks page for more.