Pension and Retirement Planning

RO4 is a one hour exam, in which time you will be expected to answer 50 questions with the click of a mouse.

Of those questions, 39 will be multi-choice, whereby you will be required to identify the one correct answer from a list of four.

These are followed by 11 multi response questions, in which several answers will be correct from a list of 6 potentials. In order to gain 1 mark, you will need to correctly identify all the correct answers listed within the question.

In order to achieve a pass, you will need to correctly answer 33 of the available 50 questions

RO4 (Pension and Retirement Planning) Syllabus

  • The political, economic and social environment factors which provide the context for pension planning.
  • How the HM Revenue & Customs (HMRC) tax regime applies to pension planning.
  • The relevant aspects of pensions law and regulation to pension planning.
  • The structure, characteristics and application of Defined Benefit (DB) schemes to an individual’s pension planning.
  • Analyse the range of Defined Contribution (DC) scheme options as they apply to an individual’s pension planning.
  • Analyse the options and factors to consider for drawing pension benefits.
  • The structure, relevance and application of State schemes to an individual’s pension planning.
  • Aims and objectives of retirement planning, including relevant investment issues.



If you attend one of our courses and fail to pass the exam (although we don't think you will), we will continue to provide written and telephone technical support for future sitting of the exam.

Free Samples

If you wish to take a sneak peak at our service offerings then please contact us via the contact page and we will be happy to provide some to you via e-mail.


Next Exam Date: Ongoing

Revision Days

Our revision days include pre-course study material, plus ongoing support from the date of the course until the day of the exam. Time will be spent explaining how each question type should be approached in exam conditions, plus tips on exam technique and how to manage your time to help avoid disappointment.

All revision days are priced at £225.

NOTE: Dates/Locations marked by * are fully booked.

22 Oct 18 - London


Please see our Workbooks page for more.